Life insurance serves as
the basic building block of any
solid financial plan.
An individual disability
income insurance policy can
help supplement your group
long term disability benefits
and protect a larger portion
of your income.
LONG TERM CARE
Long term care insurance is one
option that allows you to have
a plan in place to help protect
your assets and remain
If you find yourself intimidated
by the ever-rising price of
Retirement may seem far
away, but it’s never too early
to determine how much
you’ll need and to begin the
process of saving.
Preparing for that next step in life isn’t always easy. Plan with Phil website has a combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, We promise you a new level of attention, insight and capability.
1 in 3 households in the United States have no life insurance at all!
Survey says one in four families feel that they need more insurance or needs to purchase some type of insurance. Losing a loved one can devastate a family mentally and financially.
One in three wishes their spouse or partner would purchase more life insurance to make sure their family is secure. More and more families get insurance on both partners nowadays.
54% of those likely to buy didn’t purchase it because they “have not gotten around to it” or was too busy to do it. Most Americans feel that the insurance from work is generally sufficient but only to find out the coverage is barely enough to cover most things.
65% of all Americans agree that they all need more life insurance and it is an important financial decision to make as soon as you can. Insurance rates get more expensive as you get older and it is always best to lock it in when you are young and healthy to get the best possible rate.