About Phillip Chin

An independent broker who shops 25+ A-rated carriers for you — and answers the phone himself, every time.

Phillip Chin, independent life and disability insurance broker in New York

18+Years
About Plan With Phil

Meet Phillip Chin

Founder & Independent Insurance Broker

With over 18 years in the insurance industry, I started Plan with Phil to help individuals and families navigate the complexities of life and disability insurance. As an independent broker, I work with a wide range of top-rated carriers to find each client the best possible coverage — tailored to your needs and your budget, never to a sales quota.

I’m based in New York but serve clients in most states, and I take pride in giving every person personalized, one-on-one attention. Helping people achieve real financial security is what drives me.

Outside of insurance, I’m a devoted family man — you’ll usually find me on the pickleball court, staying active, or spending time with my community.

When you work with me, your needs always come first. My goal is simple: to make sure you have the coverage you need to protect what matters most.

— Phil

Why Clients Choose Plan With Phil

18+
Years of experience
25+
Top-rated carriers compared
4.9★
Rated on Google (12 reviews)
$0
Broker fees — ever
1-on-1
You always talk to Phil
Licensed
NPN #8895251 · Verify

Let’s Find Your Right Coverage

Independent advice, 25+ carriers compared, and no broker fees — ever. Get your free quote or call me directly.